The Financial System of the Next Generation

It’s no secret that the financial system of today is drastically different than it was for our parents and grandparents. For those in their 30s, they were gifted equities with a P/E of 7, bond yields at 13%, and real estate at its lowest versus income. But for the next generation, the expected future returns are not as positive. Many experts are predicting that this new generation will be faced with an entirely different set of opportunities when it comes to investing and making money. They will have to look beyond traditional investments like stocks and bonds to make their money work for them. This means looking into alternative investments such as cryptocurrency, venture capital, or private equity funds. This shift away from traditional investments has been seen in recent years as more young people are choosing to invest in tech startups or cryptocurrency rather than stocks and bonds. This trend is likely to continue as more young people become aware of the potential benefits these alternative investments can offer them. In addition to this shift away from traditional investments, there is also a growing trend towards financial literacy among younger generations. More young people are becoming aware of how important it is to understand how their money works and how they can best use it to achieve their goals. This includes learning about budgeting, saving, investing, taxes, debt management, insurance policies and other aspects of personal finance that many older generations may not have had access to or knowledge about when they were younger. Overall, this new generation is facing a much different financial system than what our parents experienced in their 30s - one where alternative investments may be more beneficial than traditional ones and one where financial literacy is key for success.